Is the housing market signalling an alarm bell? Analysis on Mortgage Delinquencies

The Australian housing has become volatile over the past months and according to the researchers at UBS, it could potentially crash if the RBA rates raises too much or too quickly. Now, a crash on the property market may sound only as a warning for property investors and not for home buyers looking for a […]

Q. What’s the difference between Active Portfolio Management and Passive Portfolio Management?

Q. I am considering investing into shares either through Managed Funds or Exchange Traded Funds.  Can you please explain the difference between active portfolio management and passive portfolio management?  There appears to be a huge difference in costs for each approach to investing into these funds. A.  Active portfolio management focuses on outperforming the market compared to a […]

Q. With the new financial year, my husband and I would like to take stock and focus on planning for the financial year ahead. How should we approach this?

Q. With the new financial year, my husband and I would like to take stock and focus on planning for the financial year ahead.  He is 52 and I am 50.  His income is $170,000.  I have returned to work 3 days a week and my part time income is $36,000.  We have two children; […]

Q. What is the latest date I am able to lodge my return? What are the rules around this?

Q. I am aware that June 30 is the last day of the financial year. What is the latest date I am able to lodge my return?  What are the rules around this? I hear different dates mentioned. A. Tax return due dates depends upon a range of criteria.  If you are an individual lodging your […]

Non-concessional Contribution Caps

Q: I turned 65 this financial year and I will continue to work until 30 June 2017, when I plan to retire. Given all of the changes, I have lost confidence in the super system. Can I contribute up to $540,000 into super this financial year? Can you help me?   A:  The changes from […]

Oliver’s Insights – What the Trump victory means for markets

Dr. Shane Oliver, AMP Head of Investment Strategy and Chief Economist looks at how the Trump victory will affect investors and the Australian economy.   The key points are as follows: Donald Trump’s election as President of the United States risks ushering in a period of policy uncertainty which could cause further share market weakness […]

Q. I have lived & worked in Australia for a year under a 417 Visa and accumulated a Superannuation from my job. I am now returning to the UK, can I withdraw my super fund as cash and transfer them to my National Insurance?

Q: For the past year I have lived in Australia working under a 417 Visa.  I am returning to the UK at the end of the month.  I have accumulated Australian Superannuation from a range of temporary jobs.  Can I withdraw these funds as cash, transfer the funds to my National Insurance or is the […]