Q. What’s the difference between Active Portfolio Management and Passive Portfolio Management?

Q. I am considering investing into shares either through Managed Funds or Exchange Traded Funds.  Can you please explain the difference between active portfolio management and passive portfolio management?  There appears to be a huge difference in costs for each approach to investing into these funds. A.  Active portfolio management focuses on outperforming the market compared to a […]

Q. As I exceed the $1.6 million dollar transfer balance cap, what do I need to do before 1 July 2017?

Q. I have a Self-Managed Super fund (SMSF) with my wife.  The assets of the fund are approximately $2.1 million. My wife’s super account balance is around $420,000 and my pension balance is $1.68 million. I am 64 and my wife is 61 and we continue to work.  As I exceed the $1.6 million dollar […]

Q. I am a retired widow and have been receiving Age Pension & dividends from a small share portfolio. Do I have to lodge a tax return?

Q. I have been retired now for nearly 20 years and widowed.  I receive the  Age Pension and dividends from a small share portfolio.  Do I have to lodge a tax return?  I don’t generate sufficient income to pay tax.  I have previously lodged tax returns via an accountant to get a refund on the […]