Andrew Heaven Q&A

Hostplus balanced option

Q: I have my Superannuation invested with Hostplus in the Balanced option. I am considering switching into a more conservative fund. Their website says I should seek advice. Thoughts?

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Income protection premiums

Q:My Income Protection premiums continue to increase at an unsustainable rate. I’m thinking of cancelling it due to the cost. What other options do I have?

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Superannuation buy/sell costs

Q: I have received a notification from my Superannuation fund that the “buy sell” costs on my fund are rising. What is a “buy/sell” cost and why have they changed?

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